Covered California is a Scam

Every day, self gets a message in her in-box: You have until Dec. 15 to sign up for mandatory health insurance.

Then: GET HELP PICKING A PLAN BEFORE DECEMBER 15.

Then, a glorious array of plans starting at $871/month, and going up all the way to $3,000/month.

Then,

PLEASE CONTACT US. WE MAY CONNECT YOU TO A MARKETPLACE-REGISTERED AGENT OR BROER WHO WILL CONTACT YOU TO HELP YOU ENROLL, THROUGH A SERVICE WE’VE PARTNERED WITH, HELP ON-DEMAND. AGENTS AND BROKERS ARE TRAINED BY THE MARKETPLACE AND LICENSED IN THEIR RESPECTIVE STATE. THEY ARE USUALLY PAID BY THE INSURANCE COMPANIES WHOSE PLANS THEY SELL.

The above message is giving self all kinds of trills of alarm: “They are USUALLY PAID BY THE INSURANCE COMPANIES WHOSE PLANS THEY SELL.”

These ‘brokers of health’ will get all your vital information, and end up telling you the same thing you know already: Health insurance is mandatory, here are the plans: $871/month, $918/month, $1,001/month, $1,300/month.

When the IRS penalty is $700, doesn’t it make better financial sense to pay the penalty, which is less than even just one month’s premium?

Even on a plan, annual deductible is $6300, so you would be paying roughly $12,000 year and some, FOR ROUTINE CARE.

Self tried yesterday to enroll in a national health insurance plan. As soon as the rep learned self was a California resident, she said, “Sorry, can’t help you. You have to choose a plan from Covered California.”

The system of health care in the United States is in the hands of snake-oil salesmen.

Stay tuned, dear blog readers. Stay tuned.

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