Dear California Residents: Health Insurance is Now REQUIRED

Self receives an e-mail informing her that she has 84 days to sign up for a health plan if she wants to avoid an IRS penalty.

After providing the necessary information on yearly income, age, gender etc. here are the choices self was given: (If below $70,000 annual income, you may qualify for financial aid!!! Of course, everyone in California earns AT LEAST $70,000/yr. Because if you don’t, and you live here, you have got to be pretty stupid. Just sayin’. Plumbers and electricians start at $160/hour.)

Of course, you could always go the Do-It-Yourself/Home Depot route. And enroll in classes like Do-It-Yourself Drywall or How to Wield a Plumber’s Wrench and Do It With Confidence. Pray you never mess up.

Kaiser Permanente

  • Monthly Premium: $916.71
  • Yearly Deductible: $6,300.00

CCHP Health Plan

  • Monthly Premium: $1,085.67
  • Yearly Deductible: $6,300.00

Blue Shield

  • Monthly Premium: $1,229. 14
  • Yearly Deductible: $6,300.00

Health Net

  • Monthly Premium: 1,303.65
  • Yearly Deductible: $6,300.00

How exciting that self is being given an opportunity to sign up for $1,000/month medical insurance! Will you just look at that stellar array of choices, ranging from $1085.67 to 1,303.65. And she thought paying $500/month for COBRA was bad!

When’s the deadline to start paying $1,000/month? Dec. 15.

Whew! She’d rather put off paying $1,000/month to the last possible moment. That way, she has until Dec. 15 to feel not-so-poor.

Self wonders who came up with this genius plan to get all California residents on health insurance. Medical insurers?

Of course, now she feels very very embarrassed that she cares so little about her health that she even considered NOT getting health insurance.

But now the government is forcing her to action! No more prevaricating!

WAIT: The IRS penalty is only $700.

To avoid it, self was actually considering paying $1,000 a month.

lol lol lol

This is what self will do: She will CALL THE IRS and ask them what the worst thing they can do to her is.

Stay tuned, dear blog readers. Stay tuned.

 

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